Paypal Account Verification


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Paypal is one of the top Online Payment Processors out there. It offers secure online transactions without exposing your credit card information. You can shop online, subscribe in a service and receive money safely.

Paypal Verified Accounts have an advantage compared to non-verified Paypal Accounts. Most online merchants and websites paying their members for service ask its members to become verified to increase security. Also, Paypal Verified Accounts have unlimited Send, Receive and Withdraw features.

I made a guide below on how I personally verified my Paypal account. I also provided some snapshots to follow the steps much easier.

HOW CAN I HAVE A VERIFIED PAYPAL ACCOUNT?

1. You must have a Paypal Account. In case you don’t have one, register here.

2. Sign in your account and go to “My Account”, then hover over the “Profile” tab and under it click “Add/Edit Credit Card”.  For Filipinos who don’t have a Credit Card yet, you can apply for a Unionbank EON VISA Electron Card. Enter your contact information and credit card details, after that link and confirm you credit card by clicking “Save and Continue”.

Note for Unionbank EON card users: Make sure to deposit around 100 to 150 pesos (equivalent to $1.95) in your debit card before doing this Paypal Verification process. This is very important.

Link and Confirm

3. A confirmation page will inform you that Paypal charged $1.95 (or local currency equivalent) to your credit card to generate a 4-digit Paypal code also known as EXPUSE (Expanded Use) Number. This code will appear on your credit card statement in 3-4 business days for online statement (it may be sooner depending on the card company) or this can take up to 30 days if your statement is delivered by post/snail mail. I suggest enrolling an online credit card account for faster transactions.

Note for Unionbank EON card users: Paypal will deduct $1.95 (equivalent to around 100 pesos) from your EON account to generate a 4-digit Paypal code also known as EXPUSE (Expanded Use) Number so make sure it has money in it as I’ve said before. This code will appear on your EON online cyber account in 3-4 business days.

Note for all: The $1.95 deducted by Paypal from your credit card account or EON card will be returned to your Paypal account when your Paypal account is already verified. It will show up as “Bonus From Paypal” ($1.95) in your Paypal account.

EXPUSE required

EXPUSE NumberSample of 4-digit code or EXPUSE Number found on your Credit Card Statement

4. When you have your 4-digit Paypal code from your Credit Card statement, log-in to your Paypal Account and click on the “Confirm my debit or credit card” link on Account Overview.

Confirm Credit Card

5. Enter your 4-digit Paypal code in the box provided to complete the verification process and click the “Submit” button.

Enter Paypal code

If you followed my guide correctly, congratulations! Your Paypal Account is now VERIFIED!!! Thanks for reading.

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24 Responses to “Paypal Account Verification”


  1. Leo says:

    Hey there. Thanks for the great guide. I have successfully been verified by paypal. THANK YOU!!!!

  2. Neil says:

    Great post.

    I have a paypal account and couldn’t verify it because I don’t have a credit card (have no plans of having one)..Then I heard of the UnionBank’s EON. Got to apply for this account today…

    Thanks.

  3. beepinoy says:

    You’re welcome Neil!

    Unionbank’s EON account is one of the best banking accounts out there, very flexible.

    I’ll have a new post about it soon. :D

    Drop by again, thanks

  4. azizo says:

    how i get my paypal cobe ?

    new 10 days i don’t see in my email any email from paypal to code ?

  5. beepinoy says:

    @azizo

    Do you mean Paypal ‘code’? The EXPUSE number?

    I’m assuming you already have a credit card and done Steps number 1 and 2 of the verification process above.

    As stated in Step Number 3, your Paypal 4-digit code will appear in your credit card’s monthly bill statement like the one described at the image above.

    It will not be sent to you by any form of email.

    Hope this helps, drop by again.

  6. azizo says:

    Hello beepinoy…. thanks

    But the PayPal not send to me any email to PayPal code but I need to get PayPal code?

    And PayPal sent to me this

    ((((You can get the code quickly if you have online access to your debit or credit card statement. Keep in mind that it takes a few business days for the charge to appear.* If you do not have online access to your card statement, please wait to receive your statement in the mail. Your 4-digit PayPal code is printed next to the word “PayPal” in the item description section of your statement.))))

    And what mean in (your statement)? I mast to get my PayPal code from my bank r what please MR.beepinoy help me

  7. beepinoy says:

    @azizo

    To be a Verified Paypal member, you need to have your own Credit Card to verify your Paypal account. Did you use your credit card for verification and followed Steps # 1,2 and 3 correctly?

    If you have a credit card, you will receive a Monthly Credit Card Statement from your bank to pay your bills. This is what Paypal means of “your statement”.
    (Kung may credit card ka, papadalhan ka ng Papel na naglalaman ng mga dapat mong bayaran sa credit card mo mula sa bangko mo. Ang ibig sabihin ng Paypal sa “your statement” ay ang Credit Card Satement mo mula sa bangko mo kada buwan.)

    If you have a credit card, you will receive this statement monthly from your bank.
    (Ipapadala sa’yo ng bangko mo ang papel na naglalaman ng dapat mong bayaran kada buwan.)

    Paypal will NOT send your Paypal code in your email.
    (Hindi isesend ng Paypal ang code sa email mo.)

    Your Paypal code will appear in your CREDIT CARD MONTHLY STATEMENT. Check your Credit Card Statement that is being mailed to you by your bank monthly.
    (Ang Paypal code mo ay makikita mo sa CREDIT CARD MONTHLY STATEMENT, ito ay “sulat” na pinapadala sa’yo ng bangko mo kada buwan.)

    Hope this clarifies your questions. Thanks for visiting :D

  8. azizo says:

    Hello beepinoy…. Thanks
    Okay can I call my bank to get the PayPal code??
    And I sent to my bank (((I register with PayPal and PayPal sent to credit card statement 4 code and I need this code and please help me)))?

  9. beepinoy says:

    @azizo

    Check your Credit Card Monthly statement for your code.

  10. karen says:

    I have a new EON card. When I tried adding it to my PayPal, it says:

    This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department.

    Question: Should my card be first loaded with funds before PayPal acknowledge it?

    Thanks for your help.

    • beepinoy says:

      You must add funds equivalent to $1.95 (around 100 pesos) to your EON card first because EON card is a debit card. You cannot use EON if it doesn’t have any balance.

      After loading your EON, Paypal verification will be easy.

  11. PJ says:

    hei beepinoy! thanks a lot!

    this site is helping me a lot!

    i have a verified paypal account now and your blog was instrumental with it!

    I actually put a link of this post on my latest blog entry.. CLICK HERE

    thanks a lot!

  12. hazel says:

    Hello there! Just wanna ask, I’ve already verified my paypal account but the $1.95 charge on my EON account was not lifted yet. In your experience ba, how many hours did it take for paypal to refund the said amount? Last Monday ko pa na-verify yung account ko and yet, until now, 400php pa rin balance ko instead na P500. Thanks.

    • beepinoy says:

      Paypal will return the $1.95 in your Paypal account instantly when you are verified. It will not go in your EON account. Check your Paypal account, it’s there.

      • hazel says:

        hmm..parang wala namang nawala sa paypal balance ko..pagka-verify ko nung account ko,ung EON ang nakunan ng balance..bakit kaya ganun?pasensya na..la lang kasi ibang mapagtanungan..100 rin kasi nawala sa account ko..kala ko dun kinunan pagka-verify ko ng paypal…

        • beepinoy says:

          Hindi tayo nagkakaintindihan ehehehe.

          Pag nagverify ka ng Paypal mo, kukuha ang Paypal ng $1.95 (or around 100 pesos) sa EON mo to make sure na legitimate person ka then ipapadala sayo EXPUSE number mo.

          Pag nainput mo na ang EXPUSE sa Paypal account mo at naverify ka na, ibabalik ng Paypal ang 100 pesos mo sa Paypal balance mo hindi sa EON cyber account mo kaya 400 pesos pa rin nasa EON mo.

          Log-in ka sa Paypal mo at hanapin mo yung transaction na and title ay “Bonus from Paypal”. Meron ka na ngayong $1.95 na pera sa Paypal account mo. :)

  13. willy says:

    Hi, I have applied for the EON card (I suppose it is VISA electron in the choices, it that right?) last week and so I don’t have it yet. I remember when applying that I supplied 2 address – one is the home address and the other is the office address. I designated my office address as the “mailing” address. I would like to inquire here then what I should enter in PayPal for the billing address. Before I leave, I asked the teller what would be the billing address and she said it would be the home address but then she may not have seen that I designated office address as the mailing address. What do you think should I use? How can I really be sure what I will use as the billing address in PayPal? I would like to avoid penalties of denied transactions hence this question. Hope I made myself clear. Thanks in advance.

    • beepinoy says:

      This reply is a little bit late.

      It’s already been a few weeks since you applied for an EON card, have you already received it? Also, have you activated your EON Cyber Account?

      • willy says:

        Got my card Dec 18. Prior to that, I had my PayPal account verified with SmartMoney MasterCard without an issue. Had also verified with the EON easily. Thanks anyway, the info on this site helped a lot in the successful account verification.


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